I was also a colleague of Fiona Ziola, when she worked in Zaventem (Belgium). Using my credit card details, Fiona placed a few internal “employee purchase program” orders. The money was taken, however the products were never delivered. I heard many excuses, including

• Fiona hiding behind her friend Konstance. She would have the product, but unavailable to give it to Fiona because of being traveling all the time. We found out this person does not even exist
• Errors made by the bank in the transfer
• Processing delays. Where a local transfer for most bank customers only takes 24 hours, Fiona comes back to me after more than 3 days, saying it is normal for her ING account to take so long….. but, even after more than a week, of course still no money. Makes you wonder…..
• Same as above, but for EU transfers. Fiona tries to hide behind the long processing time of EU transfers, although this in reality takes up to 3 days max.
• Mistakes in the account number. Claiming she received the money back on he account, because the account number was not correct. Either bank error, but sometimes her mistake by “accidently” swapping digits of the account number.

I lost a total of 1.668,67 Euros on Fiona in the period Dec 2006 – Feb 2007. Together with other victims, I filed a crime case at the local police station.